No Minimum Balance Requirement on Monarch and Sequoia Checking Accounts

Woohoo! As of January 2023, our Monarch and Sequoia Checking accounts no longer have a minimum deposit requirement. The $5 monthly service fee for accounts below $100 without direct deposit has been eliminated. A $400 minimum daily balance is still required to earn interest. Visit our savings rate page to see our current rates!

Don’t have a checking account? Our personal checking accounts have great benefits such as:

• No Monthly Service Fees
• No Minimum Balance Requirement
• Eligible for Debit Card Round Up
• Remote Deposit Capture for Checks*
• Discount on Qualifying Loans
• Free Debit Card and Online Bill Pay
• ACH on Demand**

Some features exclusively available through online banking and our mobile app. An early posting fee applies to ACH on demand.

Please call us at (920)729-2999 if you have any questions or would like a copy of our updated Terms & Conditions.