Evergreen Credit Union will help your family get to their next adventure with our savings rates.

Savings rates you need.

Savings Rates

Whether you are saving for your next adventure or that next step in life, we have the right account for you, at the rates you want. Get started today!

Piggy bank with savings rates

Checking Account Savings Rates

check icon

Checking Accounts

Checking Accounts
Account Name/Type Interest Rate APY* Minimum Balance Balance to Earn APY*
Free Checking NANANANA
Monarch Checking 0.10%0.10%$100.00**$400
Sequoia Checking 0.10%0.10%$100.00**$400
Basic Business Checking NANA$1,000.00NA
Advantage Business Checking 0.10%0.10%$2,000.00$2,000.00
Extra Green
Checking Tier 1: up to $10,000***
3.00%3.00%None Required$0.01
Extra Green
Checking Tier 2: $10,000.01 and up
0.01%0.01%$0.01
Extra Green
Checking Tier 3: $0.01 and up
0.01%0.01%$0.01

*Annual Percentage Yield

**Service charge of $5.00 if balance drops below $100. No minimum balance required if direct deposit is established into account.

***To earn the interest rate and APY, you must meet all of the following requirements during the calendar month: (a) have a minimum of 14 point of sale purchases using your Evergreen Credit Union debit card that post and clear your Extra Green checking account, (b) have a minimum of one direct deposit post to your Extra Green checking account, (c) have a minimum of one online/mobile banking login, and (d) be enrolled in eStatements. Account balance determines the tier rate used for monthly dividend calculation. If you do not meet all of the requirements during the calendar month, Tier 3 dividend rate and annual percentage yield will apply to the entire balance in the account.

Savings Account Savings Rates

piggy pank icon

Savings Accounts

Savings Accounts
Account Name/Type Interest Rate APY* Minimum Balance Balance to Earn APY*
Seed Savings 0.15%0.15%$25.00 ($5.00 when member is under 18 years of age)$100.00
Sub Shares 0.10%0.10%None Required$100.00
Mistletoe Savings** 0.40%0.40%None Required
Adventure Savings 0.10%0.10%None Required$100.00

*Annual Percentage Yield

**Dividend credited to account at maturity. If account is closed before dividend is paid, accrued dividends are forfeited. $5.00 penalty applies on early withdrawals from Mistletoe Savings accounts.

Money Manager Account Savings Rates

stack of money bills icon

Money Manager

Money Manager
Tier Balance Interest Rate APY* Minimum Balance Balance to Earn APY*
$2,000.00 to $9,999.99 0.20%0.20%$2,000.00$2,000.00
$10,000.00 to $14,999.99 0.25%0.25%$10,000.00
$15,000.00 to $24,999.99 0.30%0.30%$15,000.00
$25,000.00 and up 0.40%0.40%$25,000.00

*Annual Percentage Yield

Account balance determines tier rate used for monthly dividend calculation. Balances less than $2000 do not earn dividend. $250 minimum withdrawal. Individual Accounts only. No institutional or commercial deposits accepted.

large stack of money icon

Super Money Manager

Super Money Manager
Tier Balance Interest Rate APY* Minimum Balance Balance to Earn APY*
$50,000.00-$99,999.99 0.50%0.50%$50,000.00$50,000.00
$100,000.00 and up 0.60%0.60%$100,000.00

*Annual Percentage Yield

Account balance determines tier rate used for monthly dividend calculation. Balances less than $50,000 do not earn dividend and a $25.00/mo fee will apply. $500 minimum withdrawal. Individual Accounts only. No institutional or commercial deposits accepted.

Certificates Savings Rates

certificates of deposit icon

Certificates of Deposit

Certificates of Deposits
Terms Interest Rate APY* Minimum Balance Balance to Earn APY*
6 months 0.60%0.60%$1,000.00$1,000.00
12 months 1.00%1.00%$1,000.00$1,000.00
24 months 1.40%1.40%$1,000.00$1,000.00
36 months 1.55%1.55%$1,000.00$1,000.00

*Annual Percentage Yield

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. An early withdrawal penalty applies. On terms less than 12 months, the penalty will equal 90 days of dividends. On terms 12 months and greater, the penalty will equal 180 days of dividends. Individual accounts only. No institutional or commercial deposits accepted.

savings rates for cd specials icon

Certificates of Deposit Specials

Certificates of Deposits Specials
Terms Interest Rate APY* Minimum Balance Balance to Earn APY
None at this time

*Annual Percentage Yield

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. An early withdrawal penalty applies. On terms less than 12 months, the penalty will equal 90 days of dividends. On terms 12 months and greater, the penalty will equal 180 days of dividends. Individual accounts only. No institutional or commercial deposits accepted.

Retirement Account Savings Rates

savings rates for IRA icon

IRA: Traditional, Roth,
& Coverdell Education

IRA: Traditional, Roth, & Coverdell Education
Account Name/Type Interest Rate APY* Minimum Balance Balance to Earn APY*
IRA Savings 0.30%0.30%None Required
12 Month CD 1.00%1.00%$1,000.00$1,000.00
24 Month CD 1.40%1.40%$1,000.00$1,000.00

*Annual Percentage Yield

APY is based upon an assumption that dividends will remain in the account until maturity. Dividends paid semi-annually and at maturity. An early withdrawal penalty applies. On terms less than 12 months, the penalty will equal 90 days of dividends. On terms 12 months and greater, the penalty will equal 180 days of dividends. Individual accounts only. No institutional or commercial deposits accepted.