Fees

Checking Fees
Free Checking
Overdraft Transfer from Savings $5.00
Non-Sufficient Funds (NSF) Returned Item $25.00
Courtesy Pay (Non-Returned) Item $15.00
Extra Green Checking
Overdraft Transfer from Savings $5.00
Non-Sufficient Funds (NSF) Returned Item $25.00
Courtesy Pay (Non-Returned) Item $15.00
Monarch Checking
Overdraft Transfer from Savings $5.00
Non-Sufficient Funds (NSF) Returned Item $25.00
Courtesy Pay (Non-Returned) Item $15.00
Monthly Fee (if balance drops below $100) $5.00
Sequoia Checking
Overdraft Transfer from Savings $5.00
Non-Sufficient Funds (NSF) Returned Item $25.00
Courtesy Pay (Non-Returned) Item $15.00
Monthly Fee (if balance drops below $100) $5.00
Saving Fees
 
Seed Savings Accounts closed within the first 90 days $25.00
Savings and Sub Shares NSF $25.00
Savings and Sub Shares Overdraft Transfer $5.00
Mistletoe Savings Early WD Charge $5.00
Super Money Manager below min. bal. $25.00
Miscellaneous Fees
Other Fees or Charges
Stop Payment $15.00
Stop Payment Over 4 Items $45.00
ACH Stop Payment – Temporary $15.00
ACH Stop Payment – Permanent Written proof of ACH cancellation required $45.00
Cleared Check Copy $2.00/Check
Starter/Replacement Checks $2.00 for 4 Checks
Account Reconciliation $25.00/hour
ATM Withdrawals 8/month Free
ATM Withdrawals over 8/month $1.00/transaction
Non-ECU Cards at ECU ATMs $2.50
Non-ECU Credit Card Advance $15.00
ATM/Debit Card International Service Assessment 1% of transaction amount
Credit Card International Service Assessment 3% of transaction amount
Lost/Replacement Debit/ATM Card $15.00
Lost/Replacement Credit Card $15.00
Dormant/Inactive Accounts (After 24 months of inactivity) $5.00/month
Undeliverable/Returned Mail $2.00/piece
Returned Deposited Item $15.00
Money Orders $1.00
Corporate Check Fee $2.00
MSR Assisted Account History Research $15.00/hour
Conversion of Member Check for a 3rd Party $15.00
Account History Print-Outs $0.50/Copy
Duplicate Statement Copy $2.00/Copy
Western Union Transactions (USA) $30.00
Wire Transfers (USA) $25.00
Wire Transfers (International) $75.00
Non-Member Check Cashing (Payroll and Government checks only) 3% of Total
Non-Member Coin Counting 5% of Total, $1.00 min.
Fax sent (USA) $1.00
Fax sent (International) $3.00/page
Fax Received $0.25/page
IRA Withdrawal Fee (Waived if age 59.5 years or older.) $25.00
Photocopies $0.25/copy
Garnishment processing on an ECU account $75.00
Tax Levy processing on an ECU account $75.00
CFT/Third Party Payments $10.00/check
Mortgage Subordination Agreements $75.00
Safe Deposit Boxes
3 X 5 X 24 $15.00/year
3 X 10 X 24 $25.00/year
5 X 10 X 24 $35.00/year

Business and Organizational Accounts

This fee disclosure is for personal accounts only. Additional fees and charges apply for Business and Organizational accounts. Contact a member service representative for the correct fee disclosure for non-personal accounts.