Borrow for
Your Future
Whether you’re looking to purchase a home, a vehicle, or want to dive head first into your next project, we have the loan for you and your lifestyle.
- Automatic payments
- Discounts with direct deposit
- Mobile check deposits
- No prepayment penalty
Your Evergreen Credit Union account will also give you access to online banking, our mobile app, checking accounts, and personal one-on-one customer service with our local loan officers.
Login
- Social Security Number
- Driver's License
- Contact Information
- Mother's Maiden Name
- Valid Email Address
Home Loans
Ready to apply?
- Social security number
- Employer name
- Phone number
- Annual income amount
Home Loans
We provide first-time buyer home loans, fixed-rate home loans, Federal Housing Administration (FHA) home loans, and Adjustable Rate Mortgages (ARMs).
- Get pre-approved to begin your home search
- Affordable down payment options
- Options to refinance existing mortgage
- Competitive closing costs
- Convenient automatic payment options
- Dedicated, knowledgeable home loan specialists
If you have any questions or would like more information, we invite you to call our loan team, email us, or stop by today!
Evergreen Credit Union NMLS #483254. For specific loan officer NMLS numbers click here.
Home Loans
| Rate | APR* | Cost Per $1000 | |
| 1st Mortgage | 4.00% | 4.291% | $18.42¹ |
| 2nd Mortgage | 4.00% | 4.086% | $18.42² |
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*Annual Percentage Rate. APR includes $349 for first mortgages and $99 for second mortgages in origination costs. Estimated closing costs of $127 and may be financed. Proof of property insurance is required prior to closing. Rates effective 05/07/2026. 1 Monthly payment is based on payment per $1,000 for term and rate shown above. Monthly payment example on $50,000.00, 60-year amortization results in 59 payments of $920.94 and a final payment of $910.35. Payments do not include taxes and insurance. APR is based on <= 80% loan to value. APR includes $349.00 in origination costs. |
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