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Personal Loans

From "I do" to
"oh no", we can
help with life’s
financial extras.

Big plans or big problems?
A personal loan covers it all.

WITH RATES STARTING AT 8.00% APR

One loan. Endless possibilities.

Whether it’s building a life or rebuilding your credit, ECU helps you dream
big and plan smart. With a personal loan you can consolidate your debt,
pay for car repairs or home renovations, and all of life’s other big moments.

    Questions? We're Here to Help.

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    Signature Loan

    Ideal for debt consolidation, home improvements, medical costs,
    suppplementing costly life events or getting a better rate or term
    on your existing loan by refinancing.

    • Low rates and affordable monthly payments
    • Convenient automatic weekly or bi-weekly payment options
    • No collateral needed

    Apply for Loan

    If you have any questions or would like more information, we invite you to call our loan team at (920) 729-2999, email us, or stop by today!

    Share Secured

    Great for building or repairing your credit score and history, or
    accessing additional funds for other unexpected expenses without
    depleting your current savings.

    • Easier approvals
    • Lower interest rates
    • Uses funds in current accounts as collateral but still earns interest

    Apply for Loan

    If you have any questions or would like more information, we invite you to call our loan team at (920) 729-2999, email us, or stop by today!

    Kwik Cash

    A convenient line of credit designed to provide quick access to
    additional funds when needed

    • Access funds as needed online or in person
    • Low rates and affordable, flexible monthly payments
    • Convenient automatic weekly or bi-weekly payment options

    Apply for Loan

    If you have any questions or would like more information, we invite you to call our loan team at (920) 729-2999, email us, or stop by today!

    Rate Information

    APR* as low as Cost Per $1000
    Single payment up to 6 months 12.99% Call for Details
    3 Year Term 8.00% $31.35

    *Annual Percentage Rate

    Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship (direct deposit and active checking). Rates effective 07/09/2025.

    APR* as low as Cost Per $1000
    Up to 3 years 4.00% above Seed Savings $29.59
    Up to CD maturity 4.00% above CD Rate Call for Details

    *Annual Percentage Rate.

    No credit check required. Rates effective 07/09/2025.

    APR* as low as Cost Per $1000
    Kwik Cash 12.90% Call for Details
    Overdraft Protection 12.90% Call for Details

    *Annual Percentage Rate

    Minimum monthly payment is the greater of the $15.00 or $3.00 for each $100 principal loan balance as the date of the more recent advance. Rates effective 07/09/2025.

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