Whether you’re looking to purchase a home, a vehicle, or wanting to dive head first into your next project, we have the loan for you and your lifestyle. Automatic payments. Direct deposit. Mobile check deposits. No pre-payment penalty.
Your Evergreen Credit Union account will also give you access to online banking, our mobile app, free checking accounts, and personal one-on-one customer service with our local loan officers. Apply today to find out why we’re naturally a better financial!
Vehicles, Boats & Campers | |
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2018 & newer | APR* as low as |
up to 5 years | 2.24% |
up to 6 years | 2.74% |
up to 7 years** | 3.24% |
2015-2017 | APR* as low as |
up to 5 years | 2.49% |
2011-2014 | APR* as low as |
up to 4 years | 3.99% |
2010 & older | APR* as low as |
up to 3 years | 4.99% |
*Annual Percentage Rate. Rates effective 1/7/2021.
**Loan amount=>$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship.
Balloon Rates for Boats, Motor Homes, & Extendable Trailers | |
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2016 & newer | APR* as low as |
3 year balloon | 2.99% |
2011-2015 | APR* as low as |
3 year balloon | 3.49% |
*Annual Percentage Rate. Rates effective 4/21/20.
Merit based pricing in effect; actual rate may vary based on your credit score and account relationship. $15,000 minimum loan on balloon terms. Affordable terms from 10 to 30 years. 2010 and Older Balloon rates as low as 4.99% for 36 months. Contact a loan officer for more details.
Recreational | |
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2018 & Newer | APR* as low as |
up to 5 years | 3.24% |
2015-2017 | APR* as low as |
up to 5 years | 3.49% |
2011-2014 | APR* as low as |
up to 4 years | 4.74% |
2010 & older | APR* as low as |
up to 3 years | 8.49% |
*Annual Percentage Rate. Rates effective 4/21/20.
Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship.
Primary Home-First Mortgage | |
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APR* as low as | |
3 Year ARM | 2.74% |
5 Year ARM | 2.99% |
15 Year Fixed | Call for Rates |
30 Year Fixed | Call for Rates |
*Annual Percentage Rate. Rates effective 4/21/20.
APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 – 90% loan to value. Estimated closing costs of $800 and may be financed. Contact a loan officer for more details. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union.
Construction Loans | |
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APR* as low as | |
6 Month Term | 4.24% |
*Annual Percentage Rate. Rates effective 2/25/20.
APR is based on <=90% loan to value. Requires monthly interest payments. Contact a loan officer for more details.
Home Equity & Vacation Home-First Mortgages | |
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APR* as low as | |
3 Year ARM | 2.99% |
5 Year ARM | 3.49% |
*Annual Percentage Rate. Rates effective 4/21/20.
APR is based on an 80% or less loan to value on your primary residence. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. See a loan officer for rates on loans 80.01%-90%. Closing costs range $117-$800 and may be financed. Other costs may apply. Proof of insurance is required prior to closing. See a loan officer for more details!
Home Equity Line of Credit (HELOC) | |
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APR* | |
up to 80% loan to value | 3.25% |
80.01 to 90% loan to value | 4.25% |
*Annual Percentage Rate. Rates effective 3/17/20.
The APR is a variable rate based on the highest Prime Rate published in the Wall Street Journal “Money Rates” table on the last day of each quarter. For loans with 80.01-90% loan to value the APR is the Prime Rate +1%. Maximum APR is 11.75% Minimum APR is 3.25%. Estimated closing costs of $117-$500 and may be financed. The minimum monthly payment is the greater of $50 or 1% of the outstanding balance as of the date of your last advance. Primary residences only. Contact a loan officer for more details. Consult your tax adviser for information on tax deductibility.
Lot or Land Loans-First Mortgage | |
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APR* as low as | |
3 Year ARM | 3.49% |
*Annual Percentage Rate. Rates effective 4/21/20.
APR is based on a loan to value less than 80%. Terms up to 30 years on loans greater than $50,000. Other affordable terms apply. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. Contact a loan officer for details.
Signature Loans | |
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APR* as low as | |
single payment up to 6 months | 12.99% |
up to 5 years | 9.99% |
*Annual Percentage Rate
Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship.
Solar Loans | |
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APR* as low as | |
Up to 5 years | 6.99% |
*Annual Percentage Rate
Merit based price in effect; actual rate may vary based on your credit score. Terms up to 10 years. $20,000 maximum loan. Solar projects on primary home only. No equity required. Some restrictions apply.
Shared Secured | |
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APR* as low as | |
up to 3 years | 4.00% above Seed Savings |
up to CD maturity | 4.00% above CD Rate |
*Annual Percentage Rate.
No credit check required.
Personal Line of Credit | |
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APR* as low as | |
Kwik Cash | 12.90% |
Overdraft Protection | 12.90% |
*Annual Percentage Rate
Minimum monthly payment is the greater of the $15.00 or $3.00 for each $100 principal loan balance as the date of the more recent advance.
Platinum MasterCard | |
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APR* as low as | |
Platinum MasterCard | 9.90% |
*APR=Annual Percentage Rate.
APR range between 9.90% and 16.99% based on credit worthiness; your actual rate will be disclosed at time of approval. Minimum monthly payment of $20.00 or 3% of the outstanding balance, whichever is greater. No annual fee charged. Transfer your balances today. Contact a loan officer for more details.