Evergreen Credit Union provides great loan rates for you to invest in the the things you love, like your next ATV to take through the mud.

Loan rates you want.

Vehicle Loan Rates

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Vehicles, Boats & Campers

Vehicles, Boats & Campers
2015 & newer APR* as low as
up to 5 years 2.49%
up to 6 years 2.99%
up to 7 years** 4.49%
2012-2014 APR* as low as
up to 5 years 2.75%
2008-2011 APR* as low as
up to 4 years 3.99%
2007 & older APR* as low as
up to 3 years 7.99%

*Annual Percentage Rate

$5,000 new money required.

**Loan amount=>$30,000 on current model year vehicles only. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship.

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Balloon Rates for Boats, Motor Homes, & Extendable Trailers

Balloon Rates for Boats, Motor Homes, & Extendable Trailers
2013 & newer APR* as low as
3 year balloon 4.99%
2012 & older APR* as low as
3 year balloon 5.99%

*Annual Percentage Rate

$5,000 new money required. Merit based pricing in effect; actual rate may vary based on your credit score and account relationship. $15,000 minimum loan on balloon terms. Affordable terms from 10 to 30 years. Contact a loan officer for more details.

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Recreational

Recreational
2015 & Newer APR* as low as
up to 5 years 2.49%
2012-2014 APR* as low as
up to 5 years 2.99%
2008-2011 APR* as low as
up to 4 years 4.99%
2007 & older APR* as low as
up to 3 years 8.99%

*Annual Percentage Rate

$5,000 new money required. Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship.

Home Loan Rates

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Primary Home-First Mortgage

Primary Home-First Mortgage
APR* as low as
3 Year ARM 3.00%
5 Year ARM 3.49%

*Annual Percentage Rate

APR is based on <= 80% loan to value. Terms up to 30 years. First mortgage rates available for 80.01 - 90% loan to value. Estimated closing costs of $800 and may be financed. Contact a loan officer for more details. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union.

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Construction Loans

Construction Loans
APR* as low as
6 Month Term 2.99%

*Annual Percentage Rate

APR is based on <=90% loan to value. Requires monthly interest payments. Contact a loan officer for more details.

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Home Equity & Vacation Home-First Mortgages

Home Equity & Vacation Home-First Mortgages
APR* as low as
3 Year ARM 3.49%
5 Year ARM 3.99%

*Annual Percentage Rate
APR is based on an 80% or less loan to value on your primary residence. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. See a loan officer for rates on loans 80.01%-90%. Closing costs range $117-$800 and may be financed. Other costs may apply. Proof of insurance is required prior to closing. See a loan officer for more details!

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Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)
APR*
up to 80% loan to value 4.50%
80.01 to 90% loan to value 5.50%

*Annual Percentage Rate

The APR is a variable rate based on the highest Prime Rate published in the Wall Street Journal “Money Rates” table on the last day of each quarter. For loans with 80.01-90% loan to value the APR is the Prime Rate +1%. Maximum APR is 12.00% Minimum APR is 3.25%. Estimated closing costs of $117-$500 and may be financed. The minimum monthly payment is the greater of $50 or 1% of the outstanding balance as of the date of your last advance. Primary residences only. Contact a loan officer for more details. Consult your tax adviser for information on tax deductibility.

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Lot or Land Loans-First Mortgage

Lot or Land Loans-First Mortgage
APR* as low as
3 Year ARM 3.99%

*Annual Percentage Rate;

APR is based on a loan to value less than 90%. Terms up to 30 years on loans greater than $50,000. Other affordable terms apply. For lowest rates, checking with direct deposit and automatic payments required at Evergreen Credit Union. Contact a loan officer for details.

Personal Loan Rates

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Signature Loans

Signature Loans
APR* as low as
single payment up to 6 months 12.99%
up to 5 years 9.99%

*Annual Percentage Rate

Merit based pricing in effect; your actual rate may vary based on your credit score and account relationship.

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Solar Loans

Solar Loans
APR* as low as
Up to 5 years 6.99%

*Annual Percentage Rate

Merit based price in effect; actual rate may vary based on your credit score. Terms up to 10 years. $20,000 maximum loan. Soal projects on primary home only. No equity required. Some restrictions apply.

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Shared Secured

Shared Secured
APR* as low as
up to 3 years 4.00% above seed savings
up to CD maturity 4.00% above CD Rate

*Annual Percentage Rate.

No credit check required.

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Personal Line of Credit

Personal Line of Credit
APR* as low as
Kwik Cash 12.90%
Overdraft Protection 12.90%

*Annual Percentage Rate

Minimum monthly payment is the greater of the $15.00 or $3.00 for each $100 principal loan balance as the date of the more recent advance.

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Platinum MasterCard

Platinum MasterCard
APR* as low as
Platinum MasterCard 11.90%

*APR=Annual Percentage Rate.
Minimum monthly payment of $20.00 or 3% of the outstanding balance, whichever is greater. No annual fee charged when direct deposit is established with Evergreen Credit Union. Transfer your balances today. Contact a loan officer for more details.