Savings

Account Name/Type

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance

Balance to Earn APY

Evergreen 'Seed' Savings

.25% .25% $25.00* $100.00
Sub Shares+ .15% .15% None Required $100.00

* Minimum Balance for members under age 18 is $5.00.  Membership accounts closed within 1st 90 days are assessed a $25.00 fee. + Use the 'Nickname' feature to personalize your accounts!

 
Money Manager

Tier Balances

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance

Balance to Earn APY

$2,000.00 to $9,999.99   .30% .30% $2,000.00 $2,000.00
$10,000.00-$14,999.99  .40% .40%

$15,000.00-24,999.99  .45% .45%

Over $25,000.00  .50% .50%

SUPER MONEY MANAGER*

 .50% .50% $50,000.00 $50,000.00*

Minimum daily balance of $2000 must be maintained in the Money Manager to obtain annual percentage yields.  * Offered to individual accounts only.  Dividend paid monthly.  If the balance drops below the required minimum balance during the monthly dividend period, monthly dividend will be forfeited and a service charge of $25.00 will be imposed.

Checking Accounts

Account Name/Type

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance

Balance to Earn APY

Value Checking

NA

NA

None Required

NA

Merit Checking .15% .15% None Required* $400.00
Fortune 55 Club .15% .15% None Required $400.00
Student Checking .15% .15% None Required $400.00
Basic Business Checking NA NA None Required+ NA
Advantage Business Checking .15% .15% None Required++ $2,000.00

* Maintained monthly balances of $100.00 & above avoid a monthly service charge of $5.00. + Monthly fee if balance drops below $1,000 = $10.00  ++ Monthly fee is balance drops below $2,000.00 = $15.00

 

Term Share Certificates of Deposit  

Terms

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance

Balance to Earn APY

6 Months .65% .65% $1,000.00 $1,000.00
12 Months 1.00% 1.00% $1,000.00 $1,000.00
12 Months 1.00% 1.00% $5,000.00 $5,000.00
12 Months 1.00% 1.00% $10,000.00 $10,000.00
24 Months 1.195% 1.20% $1,000.00 $1,000.00
24 Months 1.195% 1.20% $5,000.00 $5,000.00
24 Months 1.195% 1.20% $10,000.00 $10,000.00
36 Months 1.49% 1.50% $1,000.00 $1,000.00
36 Months 1.49% 1.50% $5,000.00 $5,000.00
36 Months 1.49% 1.50% $10,000.00 $10,000.00

Annual Percentage Yield (APY) is based on an assumption that dividends will remain in the account until maturity.  Dividend paid semi-annually and upon maturity.  90 day early Withdrawal penalty may be imposed.  All rates are subject to change without notice.  Individual accounts only.  No institutional or commercial deposits accepted.

Visionary Accounts

Account Name/Type

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance

Balance to Earn APY

Mistletoe Savings+ .40% .40% None Required  
Adventure Savings .15% .15% None Required $100.00
Tax & Insurance+ .15% .15% None Required  
+Dividend will be credited to account at maturity.  Dividend will not compound.  If account is fully closed before dividend is paid, accrued dividend will be forfeited.  Any withdrawal made before maturity may be subject to an early withdrawal penalty.
 
I.R.A. Accounts

Account Name/Type

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance

Balance to Earn APY

Calculate
My
Savings
Traditional IRA Savings  .30% .30% None Required
Roth IRA Savings .30% .30% None Required
Coverdell Educational  .30%  .30% None Required
12 Mo IRA Savings 1.00% 1.00% $500*/$1000 $1000
24 Mo IRA Savings 1.195% 1.20% $500*/$1000 $1000


Annual Percentage Yield (APY) is based on an assumption that dividends will remain in the account until maturity.  Dividend paid semi-annually and upon maturity.  90 day early Withdrawal penalty may be imposed.  All rates are subject to change without notice. 

 

Full Disclosures are available upon request. Federally insured by NCUA.  Annual Percentage Yield Accurate 

as of December 1st, 2011.

Copyright 2003, Evergreen Credit Union - All Rights Reserved

1500 W. American Drive,  Neenah, WI - (920) 729-2999
evergreencu@evergreencu.com