Vehicles,  Boats, and Campers

2009 & Newer

APR as low as

Calculate My Loan

Up to 60 months

72 months

 

84 months  Current model  year, $30,000+

3.24%*

3.74%

5.24%

*APR=Annual Percentage Rate on 2008 & Newer Vehicles.  $5,000 new money required.  $18.00/$1,000 at 60 month term.
 
Vehicles, Boats and Campers

2006-2008

APR as low as

Calculate My Loan
Up to 60 months 3.99%

2002-2005

APR as low as

Up to 48 months

5.99%

2001 & Older

APR as low as

Up to 36 months

7.99%

 

Recreational Snowmobiles, ATV, Jet Skis, Small Crafts - as low as 3.24% apr* Up to 60 months

*APR=Annual Percentage Rate on 2009 & Newer Vehicles.  $5,000 new money required.  $18.00/$1,000 at 60 month term.

Balloon Rates for Boats and Motor Homes

2007 - Current 

APR as low as

Calculate My Loan

36 month Balloon

4.99%

2006 & Older

APR as low as

36 month Balloon

5.99%
                                                                        $15,000 minimum loan amount for balloon terms on boats and motor homes.

Personal Signature Loans

 

APR as low as

Calculate My Loan
up to 180 days 12.99%
Term Loans 10.49%
Shared Secured
4.00% over Choice Savings Rate or CD rate up to 36 month term Same as New Vehicle Rates!

Personal Lines of Credit

Kwik Cash/Overdraft Protection

12.90%

Calculate My Credit Line

Platinum MasterCard   

11.90%

*Annual percentage rate is 11.90%.  No annual fee charged when direct deposit is established with Evergreen Credit Union.  Minimum monthly payments of $20.00 or 3% of the outstanding balance, whichever is greater is required.  See a loan officer for more details

Fixed Rate Mortgages - Please call Nancy for rates 920-729-2999, Ext. 208

1st Mortgage - Primary Residence   (up to 80% LTV)

 

APR as low as

36 month Balloon 3.99%
60 month Balloon 4.24%

2nd Mortgage and Vacation Home 1st Mortgages 

 

(up to 80% LTV)

 

APR as low as

36 month Balloon 4.49%
60 month Balloon 4.99%
60 month Fixed 4.99%

APR - Annual Percentage Rate.  APR is based on an 80% or less loan to value on your primary residence.  See a loan officer for rates on loans above 80% LTV.  Closing costs range from $84-629.  An appraisal and title insurance may be required.  Proof of property insurance is required prior to or at closing.  90% LTV also available.  See a loan office for more details. 

 

 

HELOC 3.25% Prime (80% LTV) or Prime + 1 (90% LTV)

 

*APR = Annual Percentage Rate.  3.25% APR is the current rate as of 10/21/09.  The APR is a variable rate based on the Wall Street Journal Prime Rate that may change quarterly.    APR is based on an 80% or less loan to value on your primary residence.  Maximum APR is 12.00%.  Minimum APR is 3.25%. Proof of property insurance is required prior to or at closing.  Closing costs range from $84-$94.  An appraisal may be required with an additional cost of $335.  Minimum monthly payments of $50 or 1% of the outstanding balance, whichever is greater, are required.  Consult your tax advisor for information about your specific tax situation.  See a loan officer for more details.  

Construction Loans - as low as 4.99%  Contact loan officer for details.

Lot Loans and Undeveloped Land

 10% down payment - Up to 180 Months           $50,000+ Terms up to 360 Months

APR as low as

36 Month Balloon 5.99%
Investment Property - 1% Over Closed End Home Equity Rates

 

APR = Annual Percentage Rate.  Merit based pricing in effect; your actual rate may vary based on your credit score.   

Rates current as of January 5, 2012   All rates and specials subject to change without notice.   

For lowest rates, Checking with Direct Deposit and ACH payments required.   Merit based pricing in effect.

Copyright 2003, Evergreen Credit Union - All Rights Reserved

1500  W. American Drive - Neenah, WI - (920) 729-2999

evergreencu@evergreencu.com - president@evergreencu.com